Three Tips for Managing Financial Anxiety

If you’ve ever struggled with financial anxiety, you’re not alone—

I’ve been there too.

Money worries have been a recurring theme in my life, but over the years, I’ve learned tools to help me navigate those moments of fear and overwhelm.

In this post, I’m sharing three tips that have been game-changers for me. They’re simple, effective, and have made a big difference in how I approach financial matters.

I hope they help you too.

Tip 1: Get Physical to Reset Your Nervous System

One of the first things I learned about managing financial anxiety is the importance of movement. There have been so many times I’ve felt paralyzed at the thought of looking at my finances or tackling something like a negotiation. What I’ve discovered is that moving my body—even just a short walk around the block or a quick set of squats—helps shift that frozen, overwhelmed feeling.

Here’s why: movement triggers the release of mood-boosting hormones like serotonin. It also helps calm the “fight or flight” response in your nervous system, making it easier to think clearly. For me, getting my heart rate up even a little before diving into financial tasks creates space for calm and focus.

So next time you’re gearing up to look at your bank statements or tackle financial planning, try a few minutes of intentional movement first. You might be surprised at how much it helps.

Tip 2: Set the Initial Conditions for Success

I’ve also learned how much my environment impacts my ability to approach financial tasks without feeling overwhelmed. If I’m hungry, tired, or just not in a good headspace, even the simplest financial task feels impossible. Over time, I realized that setting myself up for success starts with creating the right initial conditions.

For me, this might look like:

  • Putting on my favorite fuzzy sweater to feel safe and grounded.

  • Making a cup of licorice tea (it’s like a hug in a mug).

  • Using orange essential oil because the scent instantly lifts my spirits and makes me feel abundant.

These little rituals help me feel more relaxed and remind my nervous system that I’m safe. When I’m in a state of comfort and ease, it’s so much easier to focus, stay on task, and approach money with patience and curiosity.

What makes you feel safe, warm, and ready?

Try creating your own “goldilocks conditions” before diving into financial matters—it can make a huge difference.

Tip 3: Seek Support to Decrease Shame and Increase Discernment

This was the hardest lesson for me to learn, but also the most transformative: it’s okay to ask for help. For years, I believed I had to figure out money stuff on my own — but all that did was deepen my anxiety and shame. Reaching out for support was a game-changer.

When I started talking to trusted people—friends who love spreadsheets, my coach, and even communities of like-minded folks—I noticed two things:

  1. My shame began to melt away.

  2. My ability to make thoughtful, discerning financial decisions improved.

We’re not meant to handle everything alone.

If financial anxiety is weighing on you, think about who in your life might be a good source of support. It could be a friend who geeks out on investing, a therapist who can help normalize your feelings, or a coach who offers practical tools. The most important thing is to recognize that you’re not alone.

If you’re looking for a supportive community, consider joining the upcoming Embodied Money Trauma Reset (EMTR) 101.

Over six weeks, starting January 28, 2025, we’ll explore how the nervous system impacts your relationship with money, why earning more isn’t always the answer, and how to approach financial well-being from a trauma-informed, somatic perspective.

Final Thoughts

These tips—moving your body, creating the right conditions, and seeking support—have been so helpful to me as I’ve worked through my own financial anxiety. They’re simple, but they’ve made a world of difference.

If you’re feeling stuck, start small. Even one intentional action can begin to shift how you feel about money. And remember: you don’t have to face this alone.

(EMTR) 101: Embodied Money Trauma Reset is now open for enrollment for a limited time. Class begins January 28th, 2025. Get the details and save your spot.

Embodied Money Trauma Reset: A Fresh Start for 2025

What if the stress or avoidance you feel around money wasn’t just about finances but tied to your body’s nervous system responses?

The Embodied Money Trauma Reset (EMTR) 101, a six-week virtual course with Somatic Experiencing Practitioner Felina Danalis, invites you to explore this connection and reframe your relationship with money.

Here’s what you can expect:

  • Understand your patterns: Discover how past experiences influence your financial behaviors.

  • Learn embodiment practices: Use somatic techniques to create ease and clarity.

  • Cultivate financial resilience: Develop tools to feel empowered and aligned with your financial decisions.

  • 6 Weekly online sessions: Join a supportive group starting January 30, 2025.

Whether money feels like a source of anxiety or confusion, this course offers a safe, supportive space to reset and realign.

Take the first step toward financial empowerment.

Learn more and sign up here.

This course is co-sponsored by Johns Hopkins University. Registration is now open for a limited time only. Click here to enroll.

Global Tech Meltdown? Here are some top trauma-informed travel tips to keep you sane

In this video from a recent #IGLive, I share some #trauma-informed travel tips.

As I was #grounded from travel for a number of days (thanks CrowdStrike), I thought I'd share with you some #tips that support me in staying #regulated during unprecedented times.

Try these and see what works for you:

🔥 Focus on what you can control
🔥 Ask for what you need
🔥 Wear clothes with pockets to keep your hands free especially those that are versatile and washable (tech fibers don't smell so athleisure gear can be great)
🔥 Pack and use essentials oils like peppermint and lavender
🔥 Watch caffeine intake especially if you are a sensitive sleeper
🔥 Bring magnesium and Passionflower to help you sleep (and avoid dehydrating alcohol if possible as it does disturb sleep)
🔥Travel in comfy walking shoes ideally closed toed (especially when weather is unpredictable and your standing in lines fir hours)
🔥 Keep a list of things you need to buy on your phone (so if you have to buy stuff on travel, you can purchase #sustainably, avoid #fastfashion and keep things out of landfill that you will toss)
🔥 Always have a bit of moisturizer and lip balm on carry on
🔥 Make copies of your prescriptions
🔥 Focus on gratitude
🔥 Social engagement can be very helpful so talk to people
🔥 Help others - being proactive (within reason and respecting your own boundaries) - can be greatly empowering as it is an active nervous system response that can move us out of freeze

Not all of these will be relevant for everyone to be sure. (because yes, indeed, it is a #privilege to fly that most of the world doesn't have access to). But hopefully at least some of these can be added to your toolkit for travel and #wellbeing.

#IGlive #traumainformed #travel #global #Microsoft #outage #GlobalIt #CrowdStrike #corporateprofit #Kloten #sustainability #nervoussystemregulation #traumahealing #resilience #redundancies #Zurich #airport #somatics #somaticexperiencing #somaticexperiencingpracitioner

Three Things You Need to Know About Boundaries 

In this blog post, we’ll explore:

  • What are healthy boundaries?

  • The role of the nervous system

  • Dos and Don’ts of boundary setting

While learning how to create and maintain healthy boundaries is a life-long practice and skill for many, there are a few things that you need to know to get started.

  • What are healthy boundaries?

Healthy physical, emotional, financial, sexual, personal and spiritual boundaries are fundamentally about safety, respect and containment. At their best, like the skin, healthy boundaries allow what is nurturing and nourishing to come in, and keep out all the rest.


When boundaries are functioning best, they are firm and flexible. 


But what does it look like when our boundaries aren’t so ideal?


We might have walls for protection, meaning we block out any contact or incoming energy. On the other hand, we may adapt by having extremely porous boundaries where we basically take in everything around us without a filter. Both of these adaptations may be helpful at times, but healing trauma invites us to look towards cultivating boundaries that can take in a helpful amount and type of energetic information, and protect us from anything that isn’t.


For example, you might go through a painful divorce or breakup and say “Never again!” to dating or romantic relationships. That’s an example of a wall. 


Or maybe you can’t say no when your kids ask you for something or you spend money on stuff after you’ve promised yourself (yet again) not to do that. Those are examples of more porous boundaries. 

Now there’s nothing wrong with using walls or the absence of them. In fact, they are both common after we’ve experienced trauma - and one of the most common symptoms I see in my Somatic Experiencing clients.  They are in fact life saving. But when we can strengthen our boundaries - being more flexible where we are rigid and more solid where we are open - we can have many more choices and opportunities to thrive personally and professionally. 

We move from fixity to flow, rigidity to choice, compulsion to curiosity. 


  • The role of the nervous system

Along with our cultural environment, our brain and nervous system are among the primary creators of our boundaries. 


Different systems in the brain relate to different parts of our energetic boundary system. 


Our physical boundaries are related to our skin and the most ancient part of the brain. The brain scans the environment (approximately four times per second in fact) to make sure our skin isn’t being touched in a way that is harmful or dangerous. This scanning is automatic in our brain stem, just as it is in the reptiles and our evolutionary elders. 


Our emotional and psychological boundaries are related to our limbic system, the subcortical structures of the brain. Our psychological boundaries are formed when we are children. When there is proper attunement and mirroring of our emotional landscape, we learn what our emotional identity is, and how it is different from those around us. 

For example, a two-year old having a tantrum might be offered a reflection, “Oh, it looks like you’re mad. You want to play with your toy, don’t you? It’s ok to be mad and right now it’s time for you to get dressed.” The child learns about the emotion “mad”, that it’s ok to feel that way, and that it is her feeling – no one else’s. With regular attunement, the child’s brain learns to know that her feelings and thoughts are ok, and to differentiate from those in her environment. She isn’t enmeshed with the feelings of those around her, but can clearly see where she starts and ends.


These psychological boundaries also allow in information that is true and keep out what isn’t. For example, if you’re told you are a blue truck, you might be able to keep that information out - because you know very well that you aren’t. 


Finally, our ability to keep our word to ourselves and practice impulse control (what might be called a containing boundary) is situated in the neocortex, the newest and most uniquely human part of the brain. This thin layer of gray matter is active when we keep to our commitment to finish the project rather than binging on Netflix, put down the phone and get a good night’s sleep rather than scrolling social media and finish one project before starting the next.


Knowing about the role of the brain and nervous system is helpful for generating compassion with ourselves when learning about boundaries. These adaptations took some time to develop, and they require time to evolve. The good news though is that with attention and intention - coupled with the miracle of neuroplasticity - our nervous system and boundaries can become more functional and life-affirming.


  • Dos and Don’ts of boundary setting

Once we’ve established physical, psychological and personal boundaries, next up we can begin the practice of creating and maintaining them in our relationships. One of the most important things to keep in mind is that, if we aren’t first able to honor these foundational internal boundaries, it will be nearly impossible to have them with others. So to get started with setting limits with others, we have to begin even closer to home – with ourselves.

Yes you heard that right - don’t even try to set boundaries with your colleagues at work or your mother, if you haven’t first cultivated your own personal boundaries. 


In other words, when you can respect your physical integrity (and that of others), your emotional self (and the emotions or psychology of those around you without being unduly impacted) and your internal commitments (like when you say you are going to meditate every day for 20 minutes), you can then begin to communicate and execute boundaries far more effectively with others. 


Here are a few tips to get you started. 


DO: 

  • Learn about boundaries

  • Practice 

  • Start with yourself

  • Let go of the quick-fix

  • Begin with the low hanging fruit 

  • Take the win

  • Get support


DON’T

  • Start with the most challenging relationships

  • Ask other people to do for you what you aren’t doing for yourself

  • Make threats you won’t carry out

Generating healthy boundaries is one of the best things we can do for our physical, emotional, financial and spiritual health, and most of us need a little help along the way. 

If you’d like to strengthen your boundaries, reach out to a mental health provider, Somatic Experiencing Practitioner, trauma-informed coach or find a class. There are so many ways to to support your growth in this way — just find your way to get started. Whether it’s cognitively (by reading blog posts and books), somatically (through embodied practices) or experientially (through trial and error), you can heal and transform your boundaries for better health, relationships and financial abundance. By learning about healthy boundaries, the role or your nervous system and the dos and dont’s of boundary setting, you are already on your way.

THE REFUGE OF BOUNDARIES experience IS NOW OPEn for registration for a limited time. join us for our first live session on may 11th. click here for the details & to register.